njl, nkqu nangona oku mthethweni
Eli nqaku ngu malunga bailiffs abo babe umnxeba ukuzama ukuqokelela Ibhunga Irhafu okanye Uluntu ngaphandle Kwentlawulo (Amazibuko Irhafu) arrearsUkuba bailiff sele ixhuamne ukuba khetha khetha enye eliyingozi umthetho abe ezahluka-hlukileyo.
Ibhunga Irhafu kunye Amazibuko Irhafu ikholisa yesebe eqokelelweyo nge private firms ka-bailiffs egameni yengingqi yakho ibhunga.
Baya zama ukuthatha impahla yakho kude kwaye uzithengise, idla e auction, nyusa imali ukuhlawula ityala. Inkqubo yokuba kufuneka balandele ukuthi abazithandayo yakho izinto ubizwa ngokuba 'distraining' okanye 'levying'.
Ukususela ngo-oktobha bailiffs bazibiza kufuneka 'certificated'.
Oku kuthetha ukuba bamele kuba isiqinisekiso ukususela Khawunti Inkundla evumela kubo umthetho njengoko bailiffs.
Uyakwazi bakhalaza i-Khawunti Inkundla malunga a certificated bailiff.
Ukususela ngoaprili kufuneka ufumane incwadi evela Kwibhunga ndizixelela ukuba ngaba yimalini oyityala kwaye isilumkiso ufuna ukuba bailiff uza umnxeba ukuba akulihlawuli ityala ngaphakathi kweentsuku ezilishumi elinesine. Kuya kanjalo kukuxelela ungaqhagamshela nabani kwiqumrhu ukuba unengxaki mbuzo. Qhagamshelana ibhunga kwaye uzame ukwenza i-amalungiselelo ukuhlawula ntoni ukuwahlawulela ngoko nangoko. Ukuba ibhunga agrees ke banako yima bailiffs ubizo ngaphandle kwaye ngaphandle kwenu ezingaphezulu imirhumo.
Politely kodwa yavakalisa walile ukuba vumelani bailiffs
Ukuba bailiffs abanalo sele kwi ikhaya lakho phambi ukuya kuqokelela eli ityala, abanawo ilungelo kuza. Ungakhetha hayi bavumeleni. Musa ukuvula ucango kubo njengoko babe zama tyhala elidlulileyo kuwe.
Ukuba babe get ngaphakathi, banelungelo ufake kwakhona kwaye babe yaphula kwi-ukuthatha yakho izinto.
MUSA ukushiya vula iifestile okanye doors alitshixwanga - bailiffs unako ngokusemthethweni get kwi-ngokusebenzisa ezi. Bailiffs AKUKWAZEKI ukufumana amapolisa ukubanceda ukuwaphula. LUMKELA Abanye bailiffs babe shiya usenza ifowuni inani, kwaye ilungelelanise kuza umjikelo 'kuba incoko'. Musa bavumeleni, nkqu ukuba baya kuthi ke kuphela ukusebenzisa ngasese okanye wenze umnxeba. Bailiffs BABE ukuzama ukwaphula kwi sheds, garages, greenhouses njl. GCINA VALUABLES EKHUSELEKILEYO. Babe nako ukuthatha iimoto, motor-bikes nezinye izithuthi parked kufutshane ikhaya lakho. Kunikela ntoni ukuwahlawulela ukuhlawula.
Ukuba bailiffs yamkela yakho kunikela, buza kwabo ukubuyela zabo imoto, kwaye kuya ngaphandle kwaye imali kwabo.
Qiniseka ukuba ufumana u'a kokuba zifunyenwe. UNGAVUMELI NANTONI NA UMQONDISO. Ukuba bailiff amagqabi namaphepha angama-kuba ukuba umqondiso kwaye kubuyela, akunazo ukwenza oku. Akunyanzelekanga ukuba umqondiso izivumelwano ibonise ngokusebenzisa yakho ucango noba. OKU KUBALULEKE NGAKUMBI EZINZIMA. Ukuba unayo bavumeleni kwi phambi, emva koko bailiffs kuba ekunene ukubuyela kwenu ekhaya kwaye ukuba wena musa bavumeleni, bamele bavunyelwe ukuba aphule. Qhagamshelana bailiffs ngqo kude kwaye kwenza kunikela ukuhlawula ityala kwi-singekalindelwa. Bonisa kwabo ikopi yakho personal lwabiwo-mali ngoko ke baya uyakwazi ukubona uvumelekile ukuba umnikelo kangangoko ufuna ukuwahlawulela.
Kuya kufuneka ukuba siphathe oku njengomba ophambili ityala njengoko bailiffs linosuka emva kwaye athabathe naziphi na izinto baya kuba ezidweliswe ukuba wena musa uhlawule.
Get a kokuba zifunyenwe kuba nayiphi na intlawulo wena wenze. Kukho ezinye izinto ukuze bailiffs azivumelekanga ukuba bathabathe konke-konke ezifana izinto zikakesare rented okanye hired.
Imimiselo kanjalo ndithi okokuba ezi zinto zilandelayo imiba exempt kwaye akasoze abe kuwo: 'Enjalo izixhobo, iincwadi, izithuthi kunye nezinye izinto zokusebenza njengoko ziyimfuneko kuba sebenzisa ubuqu kwi-ingqesho, ishishini okanye vocation' 'Enjalo impahla, bedding, ifenitshala, indlu izixhobo kunye nezibonelelo njengoko ziyimfuneko kuba satisfying ezisisiseko domestic ifuna umntu kwaye usapho'.
Olu luhlu ayikho kakhulu ethile, ngoko ke, ungafumana ukuba bailiffs kuba ezahlukeneyo unye ye yintoni izinto ziyimfuneko kuba ufuna ukugcina kwaye ngubani onako kuthatyathwa. Uyakwazi nokukhalaza malunga oko bailiffs thatha ukuba uziva izinto kufuneka zithe exempt. I-bailiffs unako kuphela thatha izinto ezo belong ukuba wena okanye izinto eziya jointly umnini wena umlingane wakho. Ukuba babe ufuna ukuthatha impahla ukuze belong ukuba umntu ongomnye (abantwana benu, iqabane lakho, lodgers njl-njl.) zichaza ukuba izinto musa belong kuwe.
Ukuba uyakwazi, bonisa kokuba zifunyenwe okanye qaphela njengokuba ubungqina.
Umnini izinto enokuba ukubonelela wafunga ingxelo ukwimo 'statutory isibhengezo' ukuthi le meko. Abanako thatha impahla eziya rented okanye hired. Oku kuquka izinto kwi-hire yokuthenga izivumelwano. Bonisa kwabo ikopi yakho yamatyala kwesi sivumelwano ukuba unako. Ukuba bailiffs akhange na kanti sele, uyakwazi fihla izinto okanye ukuthatha kwabo kwenye indawo enye into. Ukuba bailiffs kuba sele sele kwi, unoxanduva committing i-ukona ukuba ufuna ukususa impahla okokuba baya kuba wathi baya kuthabatha. Uyakwazi wazifihla kwindlela yakho premises kodwa bailiffs unako ukukhangela kuzo. Ukuba bailiffs ingaba distraining kuba Amazibuko Irhafu okanye Ibhunga Irhafu, kukho iinkqubo ezithile ukuze babe nokufumana kulandela.
Baya kufuneka ube kunye nabo: - mthetho umisela ngaphandle zabo amagunya kwaye oko banako kwaye akanako ukwenza.
La ngamazwi 'Ucwangco Imigaqo'. i-imirhumo i-bailiffs ingaba bavumelekile ukwenza nganye ndwendwela. Kufuneka ukhangele abanalo wongeza kakhulu kakhulu kwi ityala lakho. Jonga ishedyuli ekupheleni oku kunjalo ikhasi.
nasiphi na isivumelwano kufuneka ngokwenene esayiniweyo.
Oku kuya kubizwa ngokuba 'Ehamba Ulawulo' kwesi sivumelwano kwaye iquka uluhlu izinto i-bailiffs kuba walumkisa kufuneka babe thatha. Uyakwazi zama ukwenza i-amalungiselelo ukuhlawula ityala emva e a umyinge ukuba ufuna ukuwahlawulela. Uyakwazi kunikela imali ngqo bailiffs, nangona kulula ukufumana kwabo ukwamkela yakho kunikela ukuba baya kuba zange sele kwi ikhaya lakho. Rhoqo ukufumana kokuba zifunyenwe kuba nayiphi na imali uhlawula.
Bailiffs ayikwazi kukuthumela entolongweni.
Ukuba bailiffs kuba zange sele kwi ikhaya lakho kwaye abasayi yamkela yakho kunikela, konke abanako ukwenza ngu okokuba ityala lakho emva kwibhunga. Kubalulekile ukwenza i-amalungiselelo ukuhlawula kwibhunga, okanye babe zama ezinye iindlela recovering imali, ezifana uthatha imali ngaphandle yakho umvuzo okanye inzuzo yakho. Ukuba bailiffs walile yakho kunikela kubalulekile ukuba ubeke imali kufuneka wanikela bucala ngoko uyakwazi ukuhlawula kwayo kwibhunga msinyane ityala ubizwa ophunyezwe emva kwabo. Ukubhalela bailiffs kwaye ibhunga ebaxelela ufuna ukugcina imali phezulu njengoko bailiffs kuba wala ukuthatha intlawulo yakho. Ukuba ufuna kwimali Ingeniso Inkxaso, Pension-Credit okanye Umsebenzi Seekers imali evunyelweyo, amanye amabhunga' kuba umgaqo-nkqubo ye-hayi usebenzisa bailiffs kwaye ndiya ukuyamkela i-kunikela evela kuwe okanye uyavuma ukwamkela ngqo lifike kwi inzuzo yakho. Buza yakho ibhunga ukuba abo bazimisele ukwenza ityala emva ukususela bailiffs ngoko uyakwazi ukuhlawula nabo ngqo. Ukuba ibhunga uphumelele khange uncedo, ngoko ke uqhagamshelane yengingqi yakho councilor kwaye buza kwabo ukuba abuthathe kunye ibhunga kuba kuni. Zichaza yintoni hardship uza kuba ukuba bailiffs eze ekhayeni lakho kwaye kuthabatha belongings. Inkosi Chancellors Isebe sele ekhutshwe Wesizwe Nemigangatho kuba Ukunyanzeliswa Agents. Ezi ukulungilelyo izikhokelo ezicaciswe ngokubanzi imithetho kuba njani bailiffs kufuneka kuziphatha kwaye yintoni nemigaqo-nkqubo bamele kulandela. Uyakwazi umzekelo-icatshulwe migangatho kwi-isikhalazo sakho, kodwa imigangatho asingawo enforceable ngumthetho. Sinako kukunika iinkcukacha imigangatho okanye babe kufunyanwa Isebe kuba yomgaqo-Siseko. Bailiffs umthetho kakhulu intsonkothile, kwaye nkqu ukuba ucinga ukuba yintoni benzayo ngu akulunganga, babe ngxi kuba isithethi ngaphakathi umthetho. Ukususela ngo-oktobha bailiffs kufuneka ube isiqinisekiso wanika yinkundla ukuba ukuqokelela Ibhunga Irhafu. Isikhalazo kwi unganceda fumana isiqinisekiso withdrawn. Buza yengingqi yakho Khawunti inkundla ukuba baya kuba ifomu kuba eyenza isikhalazo. Ukuba kunjalo, bhala ngaphakathi Enkundleni Umphathi kunye iinkcukacha. Inkundla iya abambe kokuva kwaye urhoxise i-bailiff ke, isiqinisekiso, ukuze imbuyekezo nocwangco kubuyela izinto. A bailiff kusenokuba fined kuba ukuqokelela ngaphandle isiqinisekiso. Uyakwazi bakhalaza i-Noomantyi Inkundla, kwaye babekho iimeko kutsha nje apho ityala sele, ukusebenza, wabe ukubhalwa ngaphandle xa kokuba wenziwe kwacacisa ukuba bailiffs kuba acted illegally.
Oku kwenziwa ngokwenza isikhalazo kwaye ecela kuba kwetyala.
Inkundla unako ukuze abuyele izinto okanye imbuyekezo.
Kufuneka nokukhalaza kwibhunga njengoko bailiffs ingaba isithethi njengoko zabo iarhente.
Banako buza bailiffs ukuzijonga isikhalazo sakho kwaye tshintsha zabo nemigaqo-nkqubo. Ukuba ibhunga uphumelele khange uncedo ungakwazi intetho yakho yobulali councilor abo babe ukulungele ukuthatha isikhalazo sakho phezulu kunye nebhunga. Unako ukucela Urhulumente weengingqi osayilwayo weofisi kanozikhalazo ukuzijonga isikhalazo sakho ukuba Ibhunga walile ukunceda wena. Ungakwazi nokukhalaza malunga bailiffs' imirhumo. Neemali ngabo bavunyelwe ukuba tyala kuba ibhunga irhafu kunye amazibuko irhafu ingaba kuchaziwe kwisihlomelo kwi-iphepha. Neemali ngabo bavunyelwe ukuba tyala kuba ibhunga izinto zihambela ngaphandle ngomhla esilandelayo. kule shedyuli Kukho thoba imirhumo amazibuko irhafu kwenkunkuma. Ezi zezinye kubonisiwe okrwelwe ugca ngaphantsi. Ukuba uva wena ibe igcwalisiwe kakhulu kakhulu uyakwazi nokukhalaza ngokubhaliweyo ukuba Ibhunga kwaye bailiffs.
Ungakwazi ukucela Khawunti Kwinkundla jonga imirhumo ubona apha ngezantsi.
Ifowuni nathi kuba ingcebiso. Ungafumana ngaphandle yintoni 'amanyathelo afanelekileyo' ngokwenza imibuzo kwi kuyo qho. Umzekelo, ukuba ngaba zikho ibe igcwalisiwe £ kuba kwiikhosi kunye a van, kwaye wobulali enquires abonise ungakwazi hire a van kuba ngentsasa kuba £ lento icacile unreasonable, ingakumbi njengoko kunjalo sifuna ukuba bailiffs iya kuba makhaya eziliqela iimpahla kwakanye, kwaye abaninzi iinkampani owakhe kwezabo vans.
Lokuqala isehlo, nokukhalaza ukuba bailiffs ngokwabo.
Uyakwazi baxelele uyayazi zabo imirhumo ingaba excessive kwaye ukuba uza kuba uthatha kubekho intshukumo ukuba imirhumo akunjalo, ukuphumela ukuba amanqanaba kubonakalisiwe kule shedyuli. Unako ke nokukhalaza kwibhunga njengoko bailiffs ingaba isithethi njengoko agents yebhunga. Babekhona nje iimeko ukuba zithe ithathwe emva phambili Noomantyi Inkundla phezu ezi ngxaki, kunye isiphumo ukuba amabhunga zithe kwalelwe ukuthatha nayiphi na enye imali intshukumo, okanye ngamanye amazwi, ityala wenziwe ukubhalwa ngaphandle. Ngoko ke, kubalulekile kukunceda kakhulu complaining. Ungafaka isicelo Khawunti Inkundla kuba iindleko kuba ikhangelwe. Oku kubizwa ngokuba 'Taxation'. Inkundla unako jonga isikhalazo zingaphelanga iinyanga ezilishumi elinesibini. Baya gqiba ukuba imirhumo ingaba excessive okanye hayi. Kukho intlawulo ukuhlawula enkundleni kuba esi sicelo. Ukuba inkundla lugqiba kuthoba oyilwayo ubuncinane amabini uyakwazi kuba netyala kuba bailiffs ifemi ke, inkundla iindleko. Kufuneka isemthethweni ingcebiso kuqala. Kukho ezintathu wasekuhlaleni osayilwayo weofisi kanozikhalazo ii-ofisi ye-England. Nceda qhagamshelana ingcebiso umgca ukukhangela apho ukuthumela na isikhalazo. Emva kokubhala 's ka amanqaku enxulumene UK Credit kwaye iimali Michael zibonakele ukubhalwa incwadi ukuba izithonga kude myths engqonge UK credit nokulungisa.
Inani elinye nomthengisi bafanele ukubonisa kwi-UK ngokuba 'UK Credit Secrets Edition'.
